Online Therapy
Online therapy providers differ mainly in whether they bill insurance, how they price sessions, and what session formats they offer. Some are subscription-based with unlimited messaging; others operate as an insurance-billed network of independent therapists.
Choosing among online therapy providers
There is no single best provider for everyone. These are the factual differences that most often decide which provider actually fits.
- Whether the provider bills commercial insurance or is cash-pay / subscription-only.
- Subscription pricing vs per-session copay pricing.
- Session format — live video, phone, chat, or asynchronous messaging.
- Appointment lead time — same-week vs waitlisted.
- Whether you can view therapist profiles and choose (or switch) your therapist.
- Availability in your state — every therapist is state-licensed, so provider rosters vary.
Providers grouped by researched attributes
Each group is derived only from information we've researched. Providers may appear in more than one group. Order within each group is alphabetical.
Comparisons relevant to online therapy
Compare your options
| Provider | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
BetterHelp Largest online therapy marketplace | Starting at$65/mo | 47 | 4.2 | 3.9 | 2026-08-26 | |||||
Talkspace Messaging & video therapy, in-network with most | Starting at$69/mo | 50 | 4.2 | 4.0 | 2026-08-26 |
Explore what connects
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