Category · Mental Health

Online Therapy

Online therapy providers differ mainly in whether they bill insurance, how they price sessions, and what session formats they offer. Some are subscription-based with unlimited messaging; others operate as an insurance-billed network of independent therapists.

2 providers· Reviewed by Dr. Sarah Chen, MD·Updated 2026-02-01
Providers listed
2
Avg starting price
$67
Price range
$65–$69
Insurance accepted
50%
States covered
50
What to compare

Choosing among online therapy providers

There is no single best provider for everyone. These are the factual differences that most often decide which provider actually fits.

  • Whether the provider bills commercial insurance or is cash-pay / subscription-only.
  • Subscription pricing vs per-session copay pricing.
  • Session format — live video, phone, chat, or asynchronous messaging.
  • Appointment lead time — same-week vs waitlisted.
  • Whether you can view therapist profiles and choose (or switch) your therapist.
  • Availability in your state — every therapist is state-licensed, so provider rosters vary.
Group by need

Providers grouped by researched attributes

Each group is derived only from information we've researched. Providers may appear in more than one group. Order within each group is alphabetical.

Messaging / asynchronous care
Providers with an app-based messaging workflow.
Compare similar services

Comparisons relevant to online therapy

Side-by-side

Compare your options

Provider
BetterHelp
Largest online therapy marketplace
Starting at$65/mo47
4.2
3.9
2026-08-26
View details →
Talkspace
Messaging & video therapy, in-network with most
Starting at$69/mo50
4.2
4.0
2026-08-26
View details →
How we researched this pageInformation checked 2026-08-27Reviewed by Dr. Sarah Chen, MDSources: provider sites, state medical boards, FDAEditorial methodology →
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